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Granting Housing Loans to Qatari Citizens
The Housing Department at the Ministry of Administrative Development, Labor and Social Affairs (MADLSA), in collaboration with Qatar Development Bank (QDB), provides eligible citizens with the necessary facilities to purchase or build houses, including different loans, in order to ensure the right of every citizen to have a suitable housing.
Types of Loans
The types of loans, their values and means of payment different according the purpose of each loan, since QDB offers four types of loans:
House Construction Funding
A loan of up to QR1.2 million, granted to eligible citizens by virtue of a letter issued by the Housing Department at MADLSA.
Home Purchase Funding
A loan of up to QR1.2 million, granted to eligible citizens by virtue of a letter issued by the Housing Department at MADLSA.
Prefabricated Housing Grant
A grant of up to QR1 million allocated by the government allocated to eligible citizens for the purpose of the demolition and reconstruction of some installed houses, and it is disbursed to the property owner himself upon the phases of completion until the house is built, without any administrative fees incurred.
Demolition and Reconstruction Funding
A loan of up to QR 1.2 million granted to a Qatari national, as per the regulations of the Housing Department at MADLSA, for the purpose of demolishing and rebuilding the current residence. The property does not necessarily have to be subject to Land Management. There are also no administrative fees imposed on this loan.
How to Apply for a Loan
Before starting the procedures of the loan you wish to obtain, you have to submit your request first to the Housing Department at MADLSA, which, in turn, refers your request to QDB to complete the necessary steps, then you shall receive an SMS.
Click here for more details on submitting your application.
Housing Law
Housing loans are subject to the provisions and regulations defined by Law No.2 of 2007 on the Housing System, in order to arrange how beneficiaries receive such loans. Among the required terms for any beneficiary are holding the Qatari nationality and being 22 years old or above. In addition, the land, house or residential unit in use may not be disposed of until after at least 15 years or submitting an appropriate guarantee approved by the Bank.
Related Services
- Inquire about Housing Applications as per Housing Law of 2007The Housing Department at the Ministry of Social Development and Family (MSDF) provides this online service that allows Qatari citizens to query for their housing applications.
- Apply to Document Car Rental ContractYou may apply online to the Documentation Department at the Ministry of Justice to document a car rental contract, which governs a legal agreement between two parties (persons or corporations) to rent and use a car.
- Housing Installments Exemption RequestCitizens, namely beneficiaries of housing loans, may submit a request to the Housing Department at the Ministry of Social Development and Family (MSDF) to be exempted from payment the due installments or loans following the date of their injury or death.
- Abrogate ContractYou may apply online to the Documentation Department at the Ministry of Justice to abrogate a contract governing a previous agreement between two parties. This contract has to be kept and earlier documented by the department.
- Meter Installation RequestCustomers can submit a request to KAHRAMAA main customer service department to install, upgrade and replace a meter after fulfilling the required information in the paper form.
